As a Risk Management professional, I regularly pose the question "What If?" in relation to various scenarios that could have adverse effects on a company. It is equally important to contemplate these scenarios on a personal level.
In this post, I have gathered resources and included some suggestions for creating a personal and family contingency plan. Make use of the provided links and the suggested questions to conduct a personal tabletop exercise, ensuring readiness for unforeseen situations.
If you reside in a region prone to hurricanes or wildfires, having a plan is not a choice but a necessary and responsible action. No matter the region of your country that you live in, everyone should have a home contingency plan. There are many things to consider, for example:
Who is your trusted out-of-state contact that you can rely on and reach out to?
In the event of a natural disaster in your area where you had to quickly pack a bag, get in the car, and drive 3 to 6 hours, where would you head to?
Are you familiar with how to shut off the water at the main valve in your house? What about on an individual toilet or on your refrigerator?
Do you know the location of the main gas valve in your residence?
Do you have any cash on hand in case the ATM network is offline for an extended period?
Do you know why it is important to include a contact in your phone named ICE?
In addition to the points notes above, here are a few questions that may be helpful as you consider the development of a home recovery plan for emergencies:
1. What types of disasters are common in your area?
2. Do you have an emergency kit with essentials like water, food, and first aid supplies?
3. Have you identified a safe meeting place for your family in case of evacuation?
4. Do you have a communication plan in place to stay in touch with family members during an emergency?
5. Have you considered your pets or any special needs family members in your plan? This includes any critical medication needs.
6. Have you taken steps to safeguard important documents and valuables?
7. Do you know how to shut off utilities like gas, water, and electricity if needed?
8. Have you checked your home insurance policy to ensure adequate coverage for potential disasters?
9. Are you familiar with local evacuation routes and shelters?
10. Have you practiced your evacuation plan with your family?
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